Safe. Simple. Federal Benefits.

Manage and Access Your Benefits with Ease

Use your Direct Express® Debit Mastercard® prepaid card to securely access funds, make purchases, and more. Get started by activating your card online or calling the number on the back of your card.

A quick guide to your new Fifth Third Bank card

Here are a few things to know about your new Direct Express® card from Fifth Third Bank.

Step 1

Activate your card

Once your new Fifth Third Bank card arrives, download the new Direct Express® mobile app* for iOS or Android , use our secure website , or call the number on the back of your card to get started. Set a 4-digit PIN and sign the back of your card to complete setup.

Step 2

Use your card

Your federal benefits will be automatically loaded to your account on each payment day.

Use your card to make purchases and get cash back at retailer and bank locations anywhere Debit Mastercard® is accepted.

Step 3

Manage your card

Our simple and secure Direct Express® app and website make it easy to manage your benefits at any time, from anywhere. Track your balance, make transactions, get help managing your money, and more.

Comerica Bank

Have a Comerica card?

Cardholders with Comerica Bank-issued cards can download the appropriate mobile app for iOS or Android , log in to our secure website , or call the number on the back of the card to get started.

*For newly issued Fifth Third Bank cards only. Existing cardholders with a Comerica-issued card should continue to use their current app until further notice. Visit our FAQs for more download details.

New card. Same great service.

Changes to the Direct Express® card

Direct Express card
Direct Express® is pleased to announce our new partnership with Fifth Third Bank, N.A. Fifth Third will now replace Comerica Bank as the financial agent for the Direct Express® card. If you already have a card from Comerica, you can keep using it until you receive your new Fifth Third card. Learn more on our FAQ page.

Find an ATM near you

ATM locator map
Tired of paying ATM fees? Use our ATM page to locate surcharge-free locations near you.

Stay alert and secure your account

Never share your login info

Protect your PIN from fraud

Review your charges regularly

When in doubt, contact us

Direct Express® will never ask for your card number, password, PIN, or security code. Our partners—Fifth Third Bank, Comerica Bank, and Mastercard®—won't ask for this info either.

Shield the keypad when entering your 4-digit PIN at the ATM. Don't write your PIN on your card. Always take your receipt with you at the end of your transaction.

Monitor your transactions and statements. See a suspicious transaction? Contact us using the number on the back of your debit card.

Scammers often pretend to be financial institutions. Beware of emails and text messages asking you to "verify" or "re-submit" information by clicking on a link. Contact us  directly instead.

Never share your login info

Protect your PIN from fraud

Direct Express® will never ask for your card number, password, PIN, or security code. Our partners—Fifth Third Bank, Comerica Bank, and Mastercard®—won't ask for this info either.

Shield the keypad when entering your 4-digit PIN at the ATM. Don't write your PIN on your card. Always take your receipt with you at the end of your transaction.

Review your charges regularly

When in doubt, contact us

Monitor your transactions and statements. See a suspicious transaction? Contact us using the number on the back of your debit card.

Scammers often pretend to be financial institutions. Beware of emails and text messages asking you to "verify" or "re-submit" information by clicking on a link. Contact us  directly instead.

Never share your login info

Direct Express® will never ask for your card number, password, PIN, or security code. Our partners—Fifth Third Bank, Comerica Bank, and Mastercard®—won't ask for this info either.

Protect your PIN from fraud

Shield the keypad when entering your 4-digit PIN at the ATM. Don't write your PIN on your card. Always take your receipt with you at the end of your transaction.

Review your charges regularly

Monitor your transactions and statements. See a suspicious transaction? Contact us using the number on the back of your debit card.

When in doubt, contact us

Scammers often pretend to be financial institutions. Beware of emails and text messages asking you to "verify" or "re-submit" information by clicking on a link. Contact us  directly instead.

Learn smart money management

Financial Education Center

Learn how to use and manage your federal benefits. The Direct Express® Financial Education Center can help. Our brief, bite-sized learning modules give you the tools you need to make smart money decisions.

Explore topics like:
  • Financial Foundations
  • Fraud Prevention
  • Family Finances
  • Credit & Debit
  • Budgeting & Saving
  • Privacy & Security

Get answers to common questions

Direct Express® is pleased to announce our new partnership with Fifth Third Bank, N.A. Fifth Third will now replace Comerica Bank as the financial agent for the Direct Express® card. If you already have a card from Comerica, you can keep using it until you receive your new Fifth Third card. Learn more about the transition
To dispute a transaction, call the toll-free customer service number on the back of your card as soon as possible. Keep all receipts and documentation.
If you think your card or PIN has been lost or stolen, call us immediately. We'll deactivate your missing card and send you a replacement. Visit our Lost or Stolen Card page for more information.
View all FAQs
Direct Express mobile app

New card? Download our new app.*

Do more with your new Direct Express® card from Fifth Third Bank, N.A., using our new app.

  • Manage your money—anytime, anywhere
  • Find surcharge-free ATMs near you
  • Get balance alerts and notifications
  • Add your card to your digital wallet
  • Access self-service money management tools

*For newly issued Fifth Third Bank cards only. Current cardholders with a Comerica-issued card should continue using the Comerica app that matches the first six numbers on their card. Visit our FAQs for more download details.